The Rainmaker (1997)

Rudy Baylor is a graduate of the University of Memphis Law School. Unlike most of his fellow grads, he has no high-paying job lined up and is forced to apply for part-time positions while serving drinks at a Memphis bar. Desperate for a job, he is introduced to J. Lyman “Bruiser” Stone, a ruthless but successful ambulance chaser, who makes him an associate. To earn his fee, Rudy is required to hunt for potential clients at a local hospital. He meets Deck Shifflet, a less-than-ethical former insurance assessor-turned-paralegal who has failed the bar exam six times. However, Deck is resourceful in gathering information and is an expert on insurance lawsuits.

Rudy has a case of insurance bad faith which could be worth several million dollars in damages. When Stone is raided by the FBI, Rudy and Deck set up a practice themselves. They file suit on behalf of a middle-aged couple, Dot and Buddy Black, whose 22-year-old son, Donny Ray, is dying of leukemia, but could have been saved with a bone marrow transplant, denied by their insurance carrier Great Benefit.